Trade Policy
7.7%

US Effective Tariff Rate

Highest since 1947. IEEPA ruling may reduce to 6.0% in 2026.

Supply Chain
−75%

Suez Canal Container Traffic

Collapse since Houthi attacks. Still 49% below pre-crisis levels.

Logistics
+47%

Asia-US Transit Time Increase

Cape of Good Hope rerouting extends SE Asia to US East Coast shipping.

ESG Regulation
36

ISSB Adopting Jurisdictions

Sustainability disclosure standards now live across 36 jurisdictions globally.

Risk, Resilience, Compliance — Without the Jargon.

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Three Lines of Defense Model
ERM

The Three Lines of Defense Model Explained for Operational Risk Practitioners

On May 10, 2012, JPMorgan Chase disclosed $2 billion in trading losses from its Chief Investment Office. By year-end the loss had ballooned to $6.2 billion. Bruno Iksil, the London Whale, had breached internal risk limits multiple times in early 2012, but the bank’s Value-at-Risk Excel model understated portfolio risk because a formula divided by ... <a title="The Three Lines of Defense Model Explained for Operational Risk Practitioners" class="read-more" href="https://riskpublishing.com/the-three-lines-of-defense-model-explained/" aria-label="Read more about The Three Lines of Defense Model Explained for Operational Risk Practitioners">Read more</a>

Chris EkaiMay 18, 202615 min read
risk assessment
ERM

Operational Risk vs Enterprise Risk: Where Lines Blur and Where They Shouldn’t

On September 8, 2016, the Consumer Financial Protection Bureau, the OCC, and the Los Angeles City Attorney announced a $185 million settlement with Wells Fargo. The action followed staff opening roughly 2 million unauthorized customer accounts to hit aggressive sales targets. By June 2025, cumulative fines and consumer redress had crossed $4.9 billion, and the ... <a title="Operational Risk vs Enterprise Risk: Where Lines Blur and Where They Shouldn’t" class="read-more" href="https://riskpublishing.com/operational-risk-vs-enterprise-risk-difference/" aria-label="Read more about Operational Risk vs Enterprise Risk: Where Lines Blur and Where They Shouldn’t">Read more</a>

Chris EkaiMay 18, 202615 min read
key risk indicators
ERM

Free Key Risk Indicators Excel Template: 2026 Download

On October 7, 2020, the Office of the Comptroller of the Currency assessed Citigroup a $400 million civil money penalty for enterprise-wide deficiencies in risk management, data governance, and internal controls. On July 10, 2024, the OCC added $75 million and the Federal Reserve added $61 million because Citigroup had still not fixed the risk-data ... <a title="Free Key Risk Indicators Excel Template: 2026 Download" class="read-more" href="https://riskpublishing.com/free-key-risk-indicators-excel-template/" aria-label="Read more about Free Key Risk Indicators Excel Template: 2026 Download">Read more</a>

Chris EkaiMay 18, 202614 min read
key risk indicators
ERM

Key Risk Indicators for Aviation and Airlines: 2026 FAA-Aligned Examples

On January 29, 2025, PSA Airlines Flight 5342, a Bombardier CRJ-700 operating as American Eagle, collided with a US Army UH-60 Black Hawk on short final to Reagan National Airport. Sixty-four passengers and crew on the regional jet and three soldiers on the helicopter died. It was the deadliest US commercial aviation accident since Colgan ... <a title="Key Risk Indicators for Aviation and Airlines: 2026 FAA-Aligned Examples" class="read-more" href="https://riskpublishing.com/key-risk-indicators-for-aviation-and-airlines/" aria-label="Read more about Key Risk Indicators for Aviation and Airlines: 2026 FAA-Aligned Examples">Read more</a>

Chris EkaiMay 18, 202616 min read
key risk indicators
ERM

Key Risk Indicators for Food and Beverage Companies: FSMA Examples

In November 2025 Prairie Farms Dairy issued a recall of Lyons ReadyCare and Sysco Imperial frozen supplemental shakes after a Listeria monocytogenes outbreak that, by year-end, had caused 42 illnesses, 41 hospitalizations, and 14 deaths in vulnerable US patients. CDC kept the case count climbing even after the recall, which is what happens when traceability ... <a title="Key Risk Indicators for Food and Beverage Companies: FSMA Examples" class="read-more" href="https://riskpublishing.com/key-risk-indicators-for-food-and-beverage/" aria-label="Read more about Key Risk Indicators for Food and Beverage Companies: FSMA Examples">Read more</a>

Chris EkaiMay 18, 202621 min read
key risk indicators
ERM

Key Risk Indicators for Law Firms: 2026 Practitioner Examples

In the first six months of 2024, 21 US law firms publicly disclosed data breaches, already 75% of the 28 incidents reported across all of 2023. Key Risk Indicators for Law Firms are the leading-metric layer that surfaces this kind of pattern before a partner reads the firm’s name in The American Lawyer. Taft Stettinius ... <a title="Key Risk Indicators for Law Firms: 2026 Practitioner Examples" class="read-more" href="https://riskpublishing.com/key-risk-indicators-for-law-firms-2026-guide/" aria-label="Read more about Key Risk Indicators for Law Firms: 2026 Practitioner Examples">Read more</a>

Chris EkaiMay 17, 202619 min read
key risk indicators
ERM

Key Risk Indicators for Real Estate Companies: A 2026 Practitioner Guide

In January 2026, the office CMBS delinquency rate hit a record 12.34%, more than a full percentage point above the 2010 financial-crisis peak. Key Risk Indicators for Real Estate Companies are the leading-metric layer that surfaces this kind of cliff edge while a building still has options. Approximately $957 billion in CRE loans matured in ... <a title="Key Risk Indicators for Real Estate Companies: A 2026 Practitioner Guide" class="read-more" href="https://riskpublishing.com/key-risk-indicators-for-real-estate-companies/" aria-label="Read more about Key Risk Indicators for Real Estate Companies: A 2026 Practitioner Guide">Read more</a>

Chris EkaiMay 17, 202618 min read
key risk indicators
ERM

Key Risk Indicators for Energy and Utilities: 2026 NERC CIP Examples

In August 2024, RansomHub locked Halliburton’s IT systems and cost the oilfield-services giant $35 million in disclosed losses, per the firm’s Q3 SEC filing. That single incident is exactly the exposure that Key Risk Indicators for Energy and Utilities are built to flag weeks before the wire-transfer demand reaches a CFO’s inbox. US utilities absorbed ... <a title="Key Risk Indicators for Energy and Utilities: 2026 NERC CIP Examples" class="read-more" href="https://riskpublishing.com/key-risk-indicators-for-energy-and-utilities/" aria-label="Read more about Key Risk Indicators for Energy and Utilities: 2026 NERC CIP Examples">Read more</a>

Chris EkaiMay 17, 202619 min read
risk assessment
ERM

Key Risk Indicators for Construction Firms: OSHA-Aligned 2026 Examples

Key Risk Indicators for Construction Firms give US contractors an early-warning view of safety, financial, operational, cyber, and ESG exposure. On November 18, 2025, two workers were trapped when a trench collapsed at a Revoli Construction water and sewer site in Yarmouth, Massachusetts. One worker was engulfed and died. OSHA cited the contractor with seven ... <a title="Key Risk Indicators for Construction Firms: OSHA-Aligned 2026 Examples" class="read-more" href="https://riskpublishing.com/key-risk-indicators-for-construction-firms/" aria-label="Read more about Key Risk Indicators for Construction Firms: OSHA-Aligned 2026 Examples">Read more</a>

Chris EkaiMay 16, 202620 min read
Key Risk Indicators for Pharmaceutical Companies: FDA Compliance Examples
ERM

Key Risk Indicators for Pharmaceutical Companies: FDA Compliance Examples

In June 2025 the FDA launched Elsa, an internal AI system that scans Form 483s, adverse event reports, and inspection outcomes to prioritize high-risk facilities. Within months, unannounced foreign inspections in India and China spiked. Sites that ran on intuition rather than measurable Key Risk Indicators for Pharmaceutical Companies started showing up on the warning ... <a title="Key Risk Indicators for Pharmaceutical Companies: FDA Compliance Examples" class="read-more" href="https://riskpublishing.com/key-risk-indicators-for-pharmaceutical-companies/" aria-label="Read more about Key Risk Indicators for Pharmaceutical Companies: FDA Compliance Examples">Read more</a>

Chris EkaiMay 14, 202619 min read

Practitioner Toolkits & Templates

Ready-to-use frameworks, registers, and assessment tools built for risk management professionals. All guides include downloadable templates.